No Checks With Instant Decision
Credit Checks Are A Thing Of The Past
Over the last few years, lenders have moved over to affordability checks. They are different from credit checks because they focus more on your current incomings and outgoings each month. Standard checks will look at your credit history from as long ago as 6 years. How can judging your finances from 6 years ago, possibly make sense when assessing your ability to make repayments.
What Do We Check?
Now obviously loans can't be approved for everyone that applies. There are some checks that we need to make, the two biggest checks are affordability checks and ID checks. We need to make sure that you have an income, and that income is larger than your bills each month. This doesn't involve paperwork. We also need to check that the application is being made by you. We won't go into detail but we are very good and fast at spotting loan applications that don't seem quite right.
No Credit Check Fast Loans
All our loans will be paid out quickly. No matter which loan you choose, it will be completed in the same day. We want to make it as Easy as possible, that means no tough questions. All you need is your account number for the loan to be deposited into.