No Credit Checks! Are We Serious? Yes, Plus No Upfront Fees and No Guarantor Find Out More

Our History

Ever since we started back in 2014, we are proud of our record of lending to people without credit checks and keeping people out of the hands of illegal money lenders. Take a look at our record of lending and what we were able to make available to people. We could give you endless reasons about why we think we are so good, but most people only care about the figures and below are ours.

The figures below are based on lending through this site, something we are very proud of. Unlike other sites in the UK, we make our data available. Transparency is key to everything we do here.

*** We haven't yet completed the figures for 2018, this will come early in 2019. 

2015  
Quarter 1 2320 loans- average amount £621 - total = £1,440,720
Quarter 2 1932 loans- average amount £543 - total = £1,049,076
Quarter 3 1789 loans- average amount £658 - total = £1,177,162
Quarter 4 2801 loans- average amount £510 - total = £1,428,510

2016  
Quarter 1 2403 loans- average amount £697 - total = £1,674,891
Quarter 2 2652 loans- average amount £571 - total = £1,514,292
Quarter 3 1981 loans- average amount £750 - total = £1,485,750
Quarter 4 3102 loans- average amount £485 - total = £1,504,470

2017  
Quarter 1 2258 loans- average amount £652 - total = £1,472,216
Quarter 2 2632 loans- average amount £590 - total = £1,552,880
Quarter 3 2178 loans- average amount £658 - total = £1,443,124
Quarter 4 2985 loans- average amount £485 - total = £1,447,725

 

Our Views On Charges and Fees

We are also proud to say that we haven't charged one single penny upfront. We are fully against upfront charges of any kind. Since we don't provide credit checks, we save tens of thousands of pounds in fees compared to other sites. We make our own affordability checks at a price that is a fraction of what others pay for full credit checks.