Do you really not perform credit checks?
To see what we check, click here
Will I be Accepted?
We check that you can afford the loan repayments. On your application form, you need to be truthful about what you earn each month and what you pay out.
We also need to make sure that you are who you claim to be and you live at the address you claim to.
You Cold Called Me And Asked For Upfront Payment
For the avoidance of doubt, we don't call anyone and we don't charge fees. NEVER pay anyone money upfront for a loan, regardless of what they tell you the reason is. Sometimes they say that you need to pay them so you don't have to have a guarantor, next time it will be for insurance. Whatever the reason, just put the phone down on anyone that cold calls you.
What is the APR?
How Quick Can I get My Money?
Our platform operates 24 hours a day, 7 days a week and 365 days a year. The time of the day you apply makes no difference to the speed at which the money arrives with you.