
No Guarantor

No Upfront Costs

UK Customer Services
The most you can borrow on our site is £3000, the lowest amount you can borrow is £100. The average loan amount requested is £1500
It depends on how much you borrow. Loans under £1000 need to be repaid within 12 months. Loans between £1000 and £3000 can be repaid over 2 years.
There are no penalties for borrowers who want to make early repayments.
We don’t advise people take out another loan whilst they are still paying off an existing loan. This is because we believe that people will end up getting themselves into unnecessary debt. Also, it would harm a credit file. Instead, you are advised to complete payments on the existing loan, and then when this is complete, apply for another one if you so wish. We would never advise for two loans to be running alongside one another, however.
We are UK based with UK customer services yes.
If you have been approved for a loan, that will be the lender’s final decision. They will not change their mind after that. You have still been accepted. Whilst we endeavour to get money to your account within the timeframe specified on our website, there may have been difficulties with processing. As you have waited so long, you would be advised to check with your lender with regards when the money will be arriving.
No, unfortunately not. Although there are NO credit checks performed. There are anti fraud and anti money laundering checks.
There are also affordability checks that need to be completed, this is an automated process and runs 24 hours a day. If you tell us that you are spending more each month on bills than what you are receiving as an income, you won't be approved as you won't be able to afford the repayments.
and ask for money before giving you a loan. It is always fraudsters pretending to be us, don't pay them anything.