No Credit Checks! Are We Serious? Yes, Plus No Upfront Fees and No Guarantor Find Out More

Terms and Conditions

In using using this site you must agree to the following 



1) Although our trading name is "No Credit Check Loans", this does not indicate that your loan application is guaranteed to be accepted. We reserve the right to make other checks, these could include but are not limited to ID Checks and Affordability checks.

2) We may consult Credit Reference agencies in order to conduct checks. This site will not use them for historical financial profiling to determine suitability for credit products. We may use them for assess and verify the information that you have given. 

3) Loans are not available to individuals under the age of 18, even with a Guarantor.

4) Offers of Financial products are only available to UK Residents and Citizens of the EU.

5) If your application is successful we will aim to deposit funds into your bank account as soon as possible. Unfortunately we can not give promises with regards the exact timescales involved. Interest will not start until monies have arrived in the borrowers bank account.



7) We allow for a 7 day cooling off period. If the customers wishes to cancel the loan within this time, they should use the contact us option on our site and inform our customer service agent that they wish to end the agreement. As long as the money is repaid, no interest or charges will be applied to the account.



8) In our Blogs and on around our site we may provider links to third party sites for various reasons. You agree that we may not be held responsible for the content or actions on those sites. Those links should not be seen as some sort of recommendation of their products or policies.

Once a visitor leaves our site, we cease to be liable for any third party conduct.