Most lenders will perform Credit Checks on their applicants. They believe that in the long run, it saves them money. That isn't always the case, though. Credit checks cost lenders money, as much as £4 per check. That's why some lenders prefer not to do credit checks. Some will only perform affordability checks, saving them money and complying with lending…

We recently ran a story about how energy prices were set to rise for millions of people come April. Well, it appears that April is to be a bad month for millions more Brits as many water providers admit that the average water and sewage bill in England and Wales will rise by over 2 per cent in a couple…

People are concerned that when we officially leave the European Union, wages are going to slide and the cost of our goods is going to go up. The uncertainty of the whole situation is what is bothering people the most at the moment. What people are unaware of, however, is that we have already started to see changes with how…

We all know that there is a debt crisis getting a grip on the UK. Figures show that millions of people are struggling to keep their heads above water due to rising living and energy costs and stagnated wages. We'll never honestly know the real extent of people's financial problems, however, especially when you learn that the majority of these…

We’ve known that we’ve been heading this way for some time, but recent data has highlighted that the problem has increased by 20 percent in the last five years and the rate of decline is now worse than what it was 35 years ago. As a collective unit, the people of the UK are borrowing more than they are putting…