Our Rates aren't universal across the board, not everyone will pay the same rate. They will reflect your current financial situation and the gamble that we would be taking by lending to you.
Therefore when we do an affordabilitry check, we are checking your incomings and outgoings, we will be able to see just what that risk is. From the information you provide, we assess if it is right to accept your loan application and what price we will offer you that loan at.
Therre are some upsides to this of course, if your circumstances are better than other applicants - you won't be subsidising them through one rate, you can have lower repayments.
- 100% Transparency
- Rates subject to your affordability
- Rates displayed before you accept the loan
- Can accept or reject our offer at any point
- No upfront fees
This We Take Into Account
Loan Amount £2500, APR: 36.5%, Monthly Repayments: 24, Repayment Amount £148.28, Total Repayment: £3,558.77, Total Interest: £1,058.77